🎓   Education Loan

Invest In Your Future — at the lowest interest rates from India's top banks & NBFCs.

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Education Loan
Education Loan

Invest In Your Future

Pursue your higher education in India or abroad without financial stress. RK Finserv arranges education loans with attractive rates, generous moratorium periods and full coverage of tuition and living expenses.

  • Loans up to ₹1.5 crore for abroad studies
  • Moratorium during course + 6–12 months
  • Tax benefits under Section 80E
  • Covers tuition, living, travel & equipment
  • Flexible repayment up to 15 years
  • Special schemes for top institutes
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Quick Overview

Eligibility, Documents & Features

✓ Key Benefits

  • Loans up to ₹1.5 crore for abroad studies
  • Moratorium during course + 6–12 months
  • Tax benefits under Section 80E
  • Covers tuition, living, travel & equipment
  • Flexible repayment up to 15 years
  • Special schemes for top institutes

👤 Eligibility

  • Indian citizen aged 16–35
  • Admission to a recognised institute
  • Co-applicant (parent/guardian)
  • Good academic record
  • Collateral required for higher amounts

📄 Documents Required

  • Admission letter & fee structure
  • Academic records & mark sheets
  • KYC of student & co-applicant
  • Co-applicant income proof
  • Collateral docs (if applicable)
FAQ

Frequently Asked Questions

Is collateral required?

Loans up to ₹7.5 lakhs are usually collateral-free. Higher amounts may need security.

When does repayment start?

Repayment starts after course completion + moratorium (6–12 months).

Are tax benefits available?

Yes — interest paid is eligible under Section 80E for up to 8 years.

Can I get a loan for overseas studies?

Yes — loans up to ₹1.5 crore are available for overseas education.

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Ready to apply for your education loan?

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